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在中国境内参加城镇职工基本养老保险或者城乡居民基本养老保险的劳动者，均可以参加个人养老金制度，参加个人养老金并缴费后，不但能抵扣个税，资金账户里的钱还能用来购买符合规定的投资产品。那个人养老金投资收益部分需按3%纳税吗？

人社部回应：

政策规定，个人养老金领取时，按照领取额的3%缴纳个人所得税，不区分本金和投资收益。

来源：半岛晨报

编辑：施静文

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人社部：个人养老金领取时需缴3%个税

2025-06-24 15:11 半岛晨报

人社部回应：

政策规定，个人养老金领取时，按照领取额的3%缴纳个人所得税，不区分本金和投资收益。

来源：半岛晨报

编辑：施静文

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